Risk Officer at IBILE Microfinance Bank Limited


IBILE Microfinance Bank Limited is a fast-growing Microfinance Bank with designed becoming monetary merchandise to satisfy the diversified and dynamic economic system of the micro sectors in Lagos state. The financial institution is managed by trade seasoned professionals with the target to facilitate monetary inclusion companies, serve the Micro Small and Medium Scale trade (MSMSE) and empowered to develop and maintain the gross home product (GDP) of the fifth largest economic system in Africa.

We are recruiting to fill the place under:

Job Title: Risk Officer

Location: Allen / Ikeja, Lagos
Employment Type: Full-time

Job Objective

  • To be certain that all workers, significantly operations workers diligently adjust to the operational threat pointers, insurance policies and procedures to mitigate the financial institution’s threat publicity.
  • This is essentially achieved as they coordinate the actions of the regional monitoring groups

Job Description

  • Evaluate prospects’ mortgage purposes in keeping with the financial institution’s credit score coverage.
  • Identify vital dangers in credit score request and supply advise on how requests could be restructured in keeping with the financial institution’s threat urge for food.
  • Weed out fraudulent purposes, and unreliable candidates.
  • Check Facility Letters and Loan Agreements and scrutinize the signed paperwork to make sure the correctness of the contracts.
  • Continuously guarantee alignment/compliance to the credit score threat administration framework.
  • Continuously analyze and advocate enchancment on credit score threat administration framework, processes and techniques.
  • Has related expertise in analyzing shopper and SME loans.
  • Organization of credit score committee.
  • Portfolio administration & reporting.
  • Create revolutionary credit score analysis processes and techniques.
  • Evaluate purchasers for creditworthiness primarily based our inner threat fashions & their utility info.


  • A primary diploma in Economics, Finance or some other self-discipline
  • Good communications
  • Good reporting abilities
  • Minimum of three years microfinance financial institution expertise
  • Good information of accounting and related lending ratios.
  • Analytical abilities

How to Apply
Interested and certified candidates ought to ship their Cover Letter and Resume with the topic said as “Risk Officer” to: [email protected]

Application Deadline  tenth February, 2021.


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